Assessment of intellectual property mortgage
Type of asset evaluation value is the value of property assets, results of the assessment and its manifestations, is reasonable and effective asset valuation premise, it is in the form of not only the specific purpose of asset valuation, but also to the function of the object being evaluated, status, evaluation For the specific purpose of the time. As a valid assessment of assets pledged to play the role of loans, I pledge to assess the value of intellectual property types were analyzed.
1. Appraised value of the type of intellectual property rights pledge
Current assessment theorists and practitioners to assess the value of the pledged assets know the type of differences, the main points are: the market value and non-market value (liquidation value or realizable value).
(1) From the perspective of the borrower.
(2) from the lenders point of view.
2. Pledged to assess the value of intellectual property rights determine the type of premise
(1) market value of the application conditions. Including a willing buyer, willing seller, assessment baseline, expressed in monetary units, fair trade, assets in the market has sufficient display time, the parties should each smart caution.
(2) the purpose of valuation of intellectual property mortgage. Valuation of intellectual property mortgage loans by the pledge of economic behavior by this particular decision and, therefore, the purpose of its evaluation by both financial institutions and the impact of the Borrower.
(3) pledge of intellectual property “or property” characteristics. Pledge of property transfer does not occur in assessing the point in time, only when borrowers can not repay the loan within the prescribed period when the bank was entitled to dispose of the pledge of intellectual property rights, only occur when the transfer of property rights.
(4) Borrower is a double source of repayment. First, the normal business activities with corporate cash flow generated to repay the loan, that “the first source of repayment”; Second, banks can pledge through the disposal of intellectual property rights to compensation.
3. Pledged to assess the value of intellectual property rights determine the type of
(1) less than the market value of the application conditions.
(2) the realizable value of the liquidation value or can not care for the interests of all parties.
(3) pledge of the value of choice.